Western Mass Auto Insurance

Western Mass Auto Insurance

Western Mass Auto Insurance, 512 Main St, Indian Orchard, MA 0115, Phone Number:(413) 543-3800 http://www.westernmassautoinsurance.com/ Western Mass Auto Insurance Inc.383 Belmont Ave, Springfield, MA 01108, Phone Number: (413) 781-3800 https://westernmassautoinsurance.com/ read less
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What to do after a car accident in Massachusetts
01-12-2021
What to do after a car accident in Massachusetts
What to do after a car accident in MassachusettsA car accident can be a frightening and traumatic experience. You may not know what to do or who to call after the accident has happened. This article will help you navigate the process of what happens after an auto collision in Massachusetts so you can get on with your life as quickly and painlessly as possible. No matter how serious the injuries are or how much property damage, a car accident can be frightening. Although you might think you are well-informed, you can easily forget what you should do in an accident. You can avoid further injury and comply with state laws by taking the right actions immediately following a car accident.1. Stop and get off the road – If PossibleMassachusetts law requires that you stop at the accident scene, even if it was a minor accident. If you fail to provide identification and insurance information, it could lead to serious criminal charges. Fines, imprisonment, or both could be imposed if you leave the accident scene.It’s a good idea not to drive off the road if you aren’t hurt and your car is still in working order. This can save you from further injury or being in an accident. It is important to assess injuries and move anyone involved in a car accident. If you are experiencing neck or back pain, don’t move anyone until medical assistance arrives.2. Call 911 or Local AuthoritiesThe state of Massachusetts requires that an accident report be filed if there is an injury to the person or property, or if there are more than $1,000 dollars in damages. It can be difficult for accident victims and property damage to be assessed in the chaos. It is important that you contact the police, no matter how minor the accident may seem. Make sure to take the time to check for injuries and gather as much information as possible when you make this phone call. It is important to notate any injuries that you, your passengers, or the person in the other vehicle may have.3. Seek Medical Attention if NeededMany people who are injured in a car crash worry about the cost of treatment. They avoid seeking medical attention. This is a huge mistake as injuries can worsen over time. Concussions, back injuries, and neck injuries that are common in car accidents often don’t show any symptoms right away. The symptoms of injury can also be masked by adrenaline.Not only is it risky for your health, but waiting to report injuries can make it more difficult to prove a personal accident claim. It’s simple. It is more difficult to prove that injuries were caused by the crash if you delay in getting your injuries checked out. Photograph any visible injuries if you are unable to see a doctor right away.4. Exchange Insurance InformationMassachusetts law requires all drivers to have auto insurance. Although it is best to not discuss the incident, you must exchange information with other people involved in the accident. Please share the following information.Your nameContact informationNumber of driver’s licenseNumber of the license plateInformation about insuranceWestern Mass Auto Insurance512 Main St, Indian Orchard, MA 01151(413) 543-3800http://www.westernmassautoinsurance.com/Western Mass Auto Insurance Inc.383 Belmont Ave, Springfield, MA 01
How Does a Traffic Ticket Affect My Car Insurance in Massachusetts?
01-12-2021
How Does a Traffic Ticket Affect My Car Insurance in Massachusetts?
How Does a Traffic Ticket Affect My Car Insurance in Massachusetts?Massachusetts traffic tickets may result in fines or fees, but you may also see an increase in your car insurance rates! People often ask us how traffic violations affect drivers when they’re trying to find car insurance. It’s important for drivers to know the answers to these questions so they can be aware of what causes their premiums and or policies to increase. These are the reasons a traffic ticket can increase your rates, and we also included ways to reduce the impact of the ticket.Massachusetts uses a point system on your driving recordLike many other states’ motor vehicle departments, Massachusetts’ Registry of Motor Vehicles uses a points system in order to track violations and assess penalties. For violations, points are given and penalties accrue when a driver’s point total increases. The points work in the same way as golf scores: the more points a driver has, the better.The Registry of Motor Vehicles assigns points for the following surchargeable events:Minor traffic violations: Speeding is 2 pointsTraffic violations of major importance: Driving under the influence is 5 pointsMinor at-fault accidents: Accidents involving claims between $500-$2,000 is 3 pointsMajor at-fault accidents: Accidents with claims exceeding $2,000 is 4 pointsWestern Mass Auto Insurance512 Main St, Indian Orchard, MA 01151(413) 543-3800http://www.westernmassautoinsurance.com/Western Mass Auto Insurance Inc.383 Belmont Ave, Springfield, MA 01108(413) 781-3800