So far this year, 104 North Carolinians lost their lives in a fire.  As the weather gets cooler and people start cooking more, typically, more fires erupt across the state.  That's the reason that every October, "Fire Prevention Month" is observed across the nation -- with this year's focus on cooking safety.

On this episode of "Insurance Insights, " join North Carolina Insurance Commissioner and State Fire Marshal Mike Causey as he discusses the areas of concern that are more apt to spark fire as the thermometer starts to dip.