Are you dreaming of an adventurous retirement on the open road?   In this episode, we explore the ins and outs of transitioning to RV living in retirement with Jenell Jones, who shares her journey from a conventional career to a life of freedom and exploration on wheels. Discover how to embrace the RV lifestyle, from financial planning to finding the perfect travel community.   Summary: Jenell Jones, a seasoned RV enthusiast, discusses the nuances of retiring to the RV lifestyle. With years of experience living and working from her RV, Jenell offers a treasure trove of advice on making the transition smooth and enjoyable. From budgeting and maintenance to choosing the right RV and community, this episode is packed with practical tips and inspirational stories.   Key Takeaways: Financial Planning: Learn the importance of budgeting and financial planning for a worry-free life on the road. Maintenance Mastery: Jenell emphasizes the need for regular RV maintenance and how to set up an emergency fund. Community Connection: Discover the benefits of joining RV clubs and communities to enhance your travel experience. State Residency Tips: Insight on choosing the best state for RV residency, considering taxes, insurance, and other legalities. (00:03:59) "I want to say that you and I coming together is kismet because I made what seemed to be a crazy decision, but turned out to be a great decision and I truly do live an incredible life right now." - Jenell Jones     Connect with Jenell: https://podcastonesheet.com/guests/jenell-jenell-jones-jones/ Tune in for an engaging discussion on making your retirement years adventurous and fulfilling with the RV lifestyle!   Learn more about your ad choices. Visit megaphone.fm/adchoices

How can you navigate the maze of Medicare to secure the best healthcare coverage? 🤔 Danielle Roberts, a Medicare expert, sheds light on the complexities of Medicare, from enrollment challenges to understanding coverage options like Medigap, Medicare Advantage, and Part D plans. 🌟 Her journey through the Medicare sector reveals the importance of early preparation and the impact of income on premiums, providing a roadmap for navigating these waters. 🚀 Key Takeaways: 🔑 Grasping Medicare's structure and costs is crucial to avoid financial surprises and secure optimal healthcare coverage. 🔑 Early education and preparation for Medicare can lead to informed and beneficial decisions for your healthcare future. 🔑 High-income earners have strategies to potentially lower their Medicare premiums, highlighting the importance of financial planning in healthcare management. A few quotes: "Navigating Medicare is like putting together a puzzle; each piece represents a different aspect of your healthcare coverage." - Danielle Roberts "Understanding Medicare shouldn't be an afterthought; it's a crucial step in safeguarding your health and financial wellbeing." - Danielle Roberts "Every decision in Medicare is a building block for your healthcare future. Make each one count." - Danielle Roberts How to Reach Danielle: 🌐 Website: https://boomerbenefits.com 🌍 Website #2: https://daniellekroberts.com 🔗 LinkedIn URL: http://www.linkedin.com/in/daniellekunkle/ 📘 Facebook URL: http://www.facebook.com/BoomerBenefits 🐦 Twitter URL: https://twitter.com/BoomerBenefits ▶️ YouTube URL: https://www.youtube.com/boomerbenefits Learn more about your ad choices. Visit megaphone.fm/adchoices

How can improv techniques transform the professional and caregiving worlds? Jennifer Cain Birkmose, a healthcare executive and improv expert, shares her innovative approach to enhancing interactions and services through improv training. 🔍 In this enlightening episode, Jennifer Cain Birkmose, co-founder of Viva Valet Services, discusses her journey from the global healthcare stage to integrating improv into elder care. She delves into the power of improv training in improving creativity, openness, and connection in various professional settings. 🔑 Key Takeaways: 🎭 Improv can significantly enhance communication and problem-solving skills in corporate and caregiving environments. 🌐 Jennifer's work with Viva Valet showcases the impact of technology and improv on improving seniors' quality of life. 💡 Innovative healthcare solutions, like remote monitoring and digital diagnostics, are driving the future of patient care. 🗨️ Notable Quotes: "Improvisation is not just about comedy; it's a critical tool for building better relationships and innovative services." - Jennifer Cain Birkmose "Understanding and designing for the end user, especially in the tech world, can lead to groundbreaking advancements in elder care." - Jennifer Cain Birkmose 📞 How to reach Jennifer: LinkedIn: https://www.linkedin.com/in/jennifer-cain-birkmose-ab05a6/ Company Website: https://vivavalet.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

How can tactical empathy transform negotiations and personal interactions? Terry Tucker's remarkable journey from SWAT team negotiator to coach and cancer survivor highlights the power of empathy in building trust and understanding in high-stakes situations and everyday life. Terry’s experiences demonstrate how understanding others' perspectives, even in challenging situations, can foster trust, facilitate behavior change, and lead to more informed decisions. Tucker also discusses the principles of sustainable excellence, advocating for continuous learning, embracing curiosity, and the significance of learning from mistakes and failures. Key Takeaways: ✅  Diverse professional experiences enrich perspective and approach to challenges. ✅  Tactical empathy is essential in building trust and understanding. ✅  Embracing failures as learning opportunities fuel growth and innovation. ✅  Continuous learning and curiosity are essential to sustainable excellence. ✅  Empathy significantly impacts financial planning and client relationships. ✅  The journey through adversity, including battling cancer, can inspire resilience and a focus on what's truly important in life.   "If there's something in your heart, something in your soul that you believe you're supposed to do, but it scares you, go ahead and do it. Because at the end of your life, the things you're going to regret are not going to be those things you did. They're going to be those things you didn't do. And by then, it's going to be too late to go back and do them." - Terry How to Reach Terry: Motivational Check: https://www.motivationalcheck.com/  LinkedIn:  https://www.linkedin.com/in/terry-tucker-9b5605179/ Facebook:  https://www.facebook.com/motivationalcheck X (Twitter):  https://mobile.twitter.com/terrytucker201 Instagram:  https://www.instagram.com/sustainableexcellenceauthor/ Learn more about your ad choices. Visit megaphone.fm/adchoices

How does financial infidelity manifest within relationships, and what are its repercussions? 📖Stephanie Zepeda, Ph.D., LMFT-S, a marriage and family therapist specializing in financial therapy, shares her insights on the unique blend of financial planning and psychotherapy. With a Ph.D. in marriage and family therapy and a Texas licensure, she offers a compassionate approach to help couples navigate financial challenges, especially during retirement planning. Zepeda practices in Houston, Texas, through her business, Financial Therapy Texas, offering in-person and online consultations. Her mission is to foster financial harmony and emotional well-being in couples, leveraging her dual expertise to address the psychological aspects of financial issues. 🔑 Key Takeaways: 💡 Merging financial planning with psychotherapy addresses financial challenges with a psychological perspective. 💬 Creating a safe space for discussing financial anxieties and dreams is essential. 🌟 Individualized strategies respect each couple's unique situation. 🧠 Psychological underpinnings of financial behaviors are key to understanding. 🎯 Setting realistic financial goals is crucial for success. 🤗 A supportive environment fosters financial and emotional growth, emphasizing the importance of communication, understanding generational differences in financial attitudes, and promoting a balanced mindset towards money. 🎧 Tune in Information: To dive deeper into Stephanie Zepeda's insights and explore the intricacies of financial therapy, make sure to listen to her podcast episode for a comprehensive understanding of how financial harmony can be achieved in relationships. Visit the website: https://www.financialtherapytexas.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wondered why estate planning is essential for people of all ages? Join host John Creekmur in a captivating discussion with Ryan King, an experienced estate planning elder law attorney from Toledo, Ohio. Graduating summa cum laude from the University of Notre Dame in 2002, he went on to complete his law degree at Ave Maria Law School in 2005 and passed the bar in Ohio shortly after. With over a decade of experience in estate planning law, Ryan's expertise extends to elder law and potentially includes disability information. He emphasizes the significance of estate planning for individuals of all ages, not just older individuals. Additionally They explore the significance of estate planning beyond wills and trusts, emphasizing its necessity for individuals at every stage of life.  ✅ Key Takeaways: 🏡 Estate planning ensures that your wishes are accurately executed, regardless of age or health status. 💼 Collaborating with a proficient attorney and a wealth advisor is crucial to navigating the complex process seamlessly. 📜 Proper documentation, including advanced directives for funeral arrangements, helps prevent conflicts among family members. ⚖️ Despite having a will, assets in an individual's name without beneficiary designations must still undergo probate. 🔒 Establishing a trust can help avoid family disputes and facilitate the smooth transfer of assets. 💰 Working with a wealth advisor ensures comprehensive asset transfer and minimizes the risk of oversight. How to Reach Ryan King: https://www.facebook.com/ryanjkingesq/ https://www.linkedin.com/in/ryan-king-b9084a11   Learn more about your ad choices. Visit megaphone.fm/adchoices

What makes estate planning crucial in securing your legacy, and how can it adapt to complex family dynamics? Host John Creekmur delves into estate planning with expert Natalie Perry. They discuss the significance of wise estate planning, accommodating diverse family structures, and the necessity of regular updates. Perry brings light to the intricacies of estate taxes, probate avoidance, and charitable giving within estate planning. Key Takeaways: 🔑 Understanding the value of expert guidance in estate planning. 🔑 Navigating estate planning complexities in modern family dynamics. 🔑 The importance of regular updates to estate plans. 🔑 Strategies for tax efficiency and probate avoidance. 🔑 Insights into incorporating charitable giving in estate plans. Connect with Natalie on LinkedIn: https://www.linkedin.com/in/natalie-m-perry-cpa-jd/ https://creekmurwealth.com/podcast-disclosure/  Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you prepared for the unexpected twists of life? Join the conversation on Great Decisions, Incredible Lives with host John Creekmr and guest Julie Kolodziej, a seasoned estate planning attorney who guides us through securing your future and legacy. In this episode, host John Creekmur engages in a comprehensive discussion with Julie Kolodziej, delving into the complexities of estate planning. With over two decades of experience, Julie offers her expert insights on crucial topics such as planning for incapacity, the nuances of business succession, and the importance of a personalized approach to estate planning. Key Takeaways: ✅ Early Estate Planning: The critical importance of early estate planning, even for those not ready for business succession. ✅ Planning for Incapacity: Understanding the role and importance of Power of Attorney in estate planning. ✅ Navigating Business Succession: Addressing the challenges and strategies pertinent to business owners in succession planning. ✅ Legal Mechanisms Explained: Demystifying wills, trusts, and probate processes. ✅Personalized Approach: Emphasizing the need for tailoring estate plans to meet individual needs and goals. Connect with Julie Kolodziej: Website: www.jprlawgroup.com Email: julie@jprlawgroup.com Phone:  773-245-5262 LinkedIn: https://www.linkedin.com/in/julie-kolodziej-j-d-a4892612/ Stay informed and prepared for life's twists and turns by tuning in to the "Great Decisions, Incredible Lives" podcast. Subscribe for more insightful episodes like this, and join us on a journey to make life's significant decisions.  https://creekmurwealth.com/podcast-disclosure/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wondered how a single donation can ripple out to create waves of positive change? Tune in to discover how philanthropy shapes communities! On Great Decisions, Incredible Lives: Retire with Intention podcast, host John Creekmur speaks with guest Scott Witzig, a seasoned philanthropist and executive director of the Morton Community Foundation, who has a diverse background from running a family clothing business to leading a significant nonprofit organization. He's dedicated to creating lasting impacts through strategic donations and endowments, transforming lives in his community since 2007. 📝 In this enlightening episode, Scott Witzig shares his journey from business to philanthropy, highlighting the Morton Community Foundation's mission. He delves into financial and estate planning nuances, illustrating how they intertwine with charitable giving. Scott shares touching stories of impactful endowments and the foundation's approach to community grants, revealing the profound effects of strategic philanthropy. 🌟 Key Takeaways: 💼 Transition to Philanthropy: Scott's shift from business to nonprofit leadership and its influence on his philanthropic approach. 🌱 "Gather, Grow, Grant" Philosophy: Insights into how the foundation maximizes donations for community benefit. 💡 Strategic Financial Planning: Incorporating philanthropy into financial and estate plans is essential. ❤️ Heartfelt Stories of Impact: Personal stories demonstrating the lasting legacy of endowments. 🤝 Community Grants' Role: The significance and impact of the Morton Community Foundation's grant programs. 📬 How to Reach Scott Witzig: 💼 LinkedIn: https://www.linkedin.com/in/scott-witzig-1245b86/ 🌐Website:https://mortoncommunityfoundation.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever considered what lies ahead regarding your long-term care needs? This Great Decisions, Incredible Lives episode delves into long-term care planning and insurance. Guest Matt McCann, a recognized expert in the field, joins host John Creekmur. Matt McCann brings over two decades of experience in long-term care planning and insurance. As the publisher of LTC News, a consumer-focused website, Matt offers valuable insights into aging, caregiving, health, long-term care, and retirement planning. He's a sought-after speaker, even testifying before the US House on long-term care. With his deep industry knowledge and nationwide licensure, Matt is a trusted authority on long-term care planning, LTC insurance, caregiving, and the political implications in the field. This episode explores the vital importance of long-term care planning and insurance. Denying the possibility of needing long-term care is a common hurdle, but with statistics revealing that half of those reaching age 65 will require long-term health care, it's crucial to plan. We'll discuss the financial implications, the choice of a suitable LTC insurance carrier, and valuable resources to make informed decisions. Additionally, we'll cover the challenge of balancing care options, the distinction between Medicaid and Medicare, and how to overcome the denial that often prevents people from securing their financial legacy. Key Takeaways:    🟢 Acknowledge the reality: Half of individuals at age 65 will require long-term health care. 🟢 Plan to protect your assets and ensure affordable care. 🟢 Carefully choose the suitable LTC insurance carrier based on age, health, and family history. 🟢 Utilize resources like radialtc.com, ltcnews.com, and longtermcare.gov for informed decisions. 🟢 Overcoming denial is essential—plan for the future to safeguard your financial well-being. Connect with Matt McCann: Website http://www.mccannltc.net Website #2 http://www.ltcnews.com LinkedIn URL https://www.linkedin.com/in/matt-mccann-ltc Facebook URL https://www.facebook.com/matt.mccann.longtermcare Twitter URL https://twitter.com/mccannltc https://creekmurwealth.com/podcast-disclosure/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever wondered how to find true joy and purpose in retirement beyond the roles of parenthood and work? In this episode of 'Great Decisions, Incredible Lives,' we delve into this fascinating topic with our special guest, Babs Plunkett, a certified retirement coach and bestselling author.   Babs specializes in helping people transition from empty nest to retirement and rediscover their purpose in life. They discuss the challenges of this transition, the importance of finding joy and purpose beyond traditional roles, Babs's research on intentional living, and practical advice for living a fulfilling life in retirement.   Key Takeaways: ✅ Transitioning to Retirement: Many people struggle with transitioning to retirement, as our culture often defines us by our work and parental roles. This transition affects various aspects of life, including daily schedules, relationships, and overall well-being.  ✅ Finding Joy and Purpose: Babs emphasizes the importance of finding joy and purpose outside traditional roles. Her research reveals that purpose in retirement is not a single grand thing but a collection of choices aligned with one's values. Engaging the mind, moving the body, and connecting with others are essential.  ✅ Overcoming Hurdles: Loneliness, self-talk, lack of social connections, and time constraints can hinder finding purpose and joy in retirement. Seek wise counsel, and don't waste time figuring out how to live a purposeful life.  ✅ Active Listening: Active listening is crucial in Babs's approach to supporting individuals. It helps people reflect and reconnect with what truly matters to them. ✅ Remote Work: Babs exclusively works remotely and successfully connects with clients worldwide, eliminating geographical constraints. ✅ General Advice for Joyful Purpose: Babs offers three keys to living a life of joyful purpose: align with what you care about, engage in purposeful activities, incorporate daily physical activity, and connect with others. ✅ Combining Keys: Combine these keys by, for example, going for a walk and talking with a distant friend using technology to bridge the distance. ✅ Loneliness Awareness: Babs highlights the alarming fact that "Loneliness kills at the same rate as smoking and alcoholism," emphasizing the importance of addressing loneliness in retirement.   In conclusion, Babs Plunkett's insights into finding joy and purpose in retirement are invaluable for anyone going through this transition. Her wisdom offers a roadmap to a fulfilling and purposeful retirement life.   Connect with Babs on her website: www.babsplunkett.com   Learn more about your ad choices. Visit megaphone.fm/adchoices

How do our core values guide our decision-making in life? In this episode of "Great Decisions, Incredible Lives: Retire with Intention," host John Creekmur emphasizes the importance of living with intention. He introduces guest Pam Bates, a retired dental professional, who shares her experiences as a widow and her career in the dental field. Pam also discusses her book, "The Most Amazing Harvest," which details her journey. Additionally, she highlights her online book study, "The Most Amazing You," and her support group, Braving Widowhood. The episode sheds light on widows' emotional and financial challenges and offers advice on overcoming them through resilience and support.   📌 Key Takeaways: 1️⃣ Living with intention is crucial for a fulfilling retirement. 2️⃣ Pam Bates, a retired dental professional, shares her experiences as a widow. 3️⃣ Pam's book, "The Most Amazing Harvest," chronicles her journey. 4️⃣ "The Most Amazing You" is an online book study by Pam Bates. 5️⃣ Braving Widowhood is a support group founded by Pam Bates. 6️⃣ Widows face emotional and financial challenges. 7️⃣ Overcoming challenges requires resilience and support.   Pam Bates, 00:15:29, "I think becoming a widow makes you realize you have to be brave and there's a saying that my sister and I heard one time, it was in a crazy silly movie, but it said, 'Tens of bravery can change your life or someone else's.' And if you really think about that, it's like, just do the thing.It's tens of bravery can, you know, it will change your life. You'll say the thing or do the thing, you know, that could change somebody's life. And that was the whole behind the book and all the things that we do. If we have made an impact on one person, you know, we feel like we've succeeded. So that's kind of where we where that brave came from."  More information about Pam: Pam lived in Galva her whole life until recently moving closer to her children and 7 grandchildren. She was married to Carl for 34 years and they farmed just outside of Galva. She worked at the Dental office in Galva from 1979 until 2022 when she retired after 43 years! She was the office manager for most of the years and then became general manager when they expanded to 7 office locations. When Carl passed away in 2015 she and her twin sister were led by God to "tell his story". The Most Amazing Harvest - The Man Behind the Story" was published in 2021. They then created Braving Widowhood a non-profit ministry to help widows find strength through faith and connection. Visit website: Bravetwin.com https://creekmurwealth.com/podcast-disclosure/    Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wondered what the secret is to making decisions that align with your essence and lead to a fulfilling life? Today’s guest on Great Decisions, Incredible Lives: Retire With Intention podcast is Michelle Kooi, who reveals transformative insights in this unmissable episode. John Creekmur welcomes Michelle Kooi, the accomplished founder of Confluence Coaching and Consulting. In this episode, they delve into the art and science of decision-making, exploring how it shapes the trajectories of our lives. Discover the essence of trusting oneself, the significance of understanding one's core values, and the tools to align decisions with personal truths. Key Takeaways: ➡️ Connecting with Core Values: Trusting oneself and connecting with personal core values is central to effective decision-making. By understanding and adhering to these values, decisions become more transparent and resonate more closely with our true selves. ➡️ Pandemic's Mental Toll: The recent global challenges have escalated anxiety and burnout, underscoring the need for effective coping tools such as self-care, boundary setting, and seeking timely support. ➡️ Change as a Growth Catalyst: Rather than resisting change, view it as a powerful catalyst for personal growth. Embracing change, understanding its nuances, and navigating it with poise can lead to unforeseen opportunities and personal betterment. ➡️ Importance of Communication: Transparency and open dialogue, especially in financial decisions within relationships, are vital in minimizing conflicts and ensuring smooth transitions. Connect with Michelle Kooi: Linkedin: https://www.linkedin.com/in/michellekooiwomensbusinesscoach/ Website: https://www.confluencecoaching.life/ Email: mkooicc@confluencecoaching.life Disclosure: https://creekmurwealth.com/podcast-disclosure/ Learn more about your ad choices. Visit megaphone.fm/adchoices

How can we redefine retirement to be more than just financial security? Discover the insights of Nancy Schwartz, a former corporate executive turned retirement visionary. In this enlightening episode of "Great Decisions, Incredible Lives Retire with Intention," we are joined by Nancy Schwartz, a seasoned corporate executive with over four decades in executive search. Nancy shares her transformative journey over the past five years, exploring the intricate connection between retirement, health, and wellness. She challenges the traditional views of retirement, advocating for a holistic approach that combines financial planning with personal well-being and fulfillment. Join us as we delve into Nancy's vision of retirement, a time to design life with intention, increase knowledge, and find daily contentment, joy, and fulfillment. Key Takeaways 🔑 Holistic Retirement Approach: Retirement is more than financial planning; it's about living with intention and finding joy and fulfillment. Health and Longevity: Emphasize the importance of health and advancements in science and technology for a better quality of life in retirement. Empowerment and Authenticity: Take 150% responsibility for your journey, own your authenticity, and live a life true to yourself. Redefining Retirement Goals: Understand the crucial role of tax and estate planning in aligning financial and personal goals. Conscious Living and Leadership: Learn to tap into your potential, challenge limiting beliefs, and navigate life changes fearlessly. Connect with Nancy: Website: www.envisionhealthyretirement.com   Instagram:   https://www.instagram.com/nmschwartz/ Facebook:    https://www.facebook.com/EnvisionHealthyRetirement LinkedIn:      https://www.linkedin.com/in/nancy-schwartz-envisionhealthyretirement/ You Tube:     https://www.youtube.com/@nancyschwartz7645     Learn more about your ad choices. Visit megaphone.fm/adchoices

In this insightful episode, host John Creekmur and Stacy Creekmur discuss living an incredible life marked by intentionality and gratitude. The conversation, tailored for the Thanksgiving season, delves into the psychology of gratitude and its impact on happiness, personal resilience in adversity, the importance of defining core values and setting goals, and the perspective of viewing money as a tool rather than an end goal. 🎯 Key Takeaways: The Power of Gratitude (00:02:41): Discusses how gratitude significantly impacts happiness, suggesting a daily practice of noting things to be thankful for to increase happiness by 25%. Defining Core Values and Setting Goals (00:08:13 & 00:08:37): Emphasizes the importance of identifying and living according to one's core values and how this aids in setting and achieving life goals. Viewing Money as a Tool (00:09:43): Stresses the concept of money as a means to fulfill goals aligned with personal values, not as the ultimate objective. The Significance of Life Beyond Numbers (00:10:18): Touches on the importance of good health and its relationship with achieving life goals. Personal Anecdote: Stacy shares a personal story to illustrate the power of a positive outlook, highlighting the resilience and recovery of their son after a serious car accident. Final Thoughts: The episode concludes with a call to embrace gratitude, especially during the Thanksgiving season, and a reminder of the joy and fulfillment it brings into our lives.   Learn more about your ad choices. Visit megaphone.fm/adchoices

How can you ensure that your retirement plan is as comprehensive as it is comforting? In the latest episode of Great Decisions, Incredible Lives: Retire With Intention, host John Creekmur welcomes Steven Harp, the accomplished founder of the Colorado Wealth Group. With his extensive 15-year tenure in financial planning, Steven champions a holistic approach that encompasses every facet of personal finance, from cash flow and investments to holistic life satisfaction.   The discussion unfurls how a well-rounded financial plan can provide a reassuring sense of security and clarity for retirement. They shed light on the mental and emotional benefits of such planning, revealing how it can offer clients a profound peace of mind.   Key insights include: The strategic advantages of a holistic financial plan that comprehensively addresses all aspects of financial health. The significant psychological comfort from knowing your financial bases are fully covered. The critical role of collaboration among financial professionals is to craft a plan that's both broad in scope and detailed in execution. The essential use of technology in financial planning, which provides clear visuals and helps clients understand their financial standing. The importance of adaptability in financial planning, ensuring that as clients’ life circumstances and goals evolve, their financial strategies evolve too.   Listen to this insightful episode with John Creekmur and Steven Harp to discover how you can retire with intention and peace of mind, knowing your financial plan is holistic, current, and comprehensive. Learn more about your ad choices. Visit megaphone.fm/adchoices

In episode 12 of the Great Decisions, Incredible Lives: Retire with Intention podcast host John Creekmur speaks with guest David Roosevelt, a seasoned investment manager who sheds light on the intricacies of the financial world, discussing GIPS compliance, understanding financial concepts, and aligning investment strategies with chosen asset class characteristics. His experience, particularly during the 2008 financial crisis, offers listeners invaluable lessons about financial stability, adaptability, and forward-thinking strategies. ✅ Key Takeaways: ✅ GIPS Compliance: The Global Investment Performance Standards (GIPS) set by the CFA Institute ensures accurate return calculations. David's firm, Roosevelt Capital Management, has achieved this gold standard in transparency and accountability. ✅ Financial Concepts Mastery: Knowledge of financial concepts, particularly in fixed income, is vital. Concepts such as duration, yield, default risk, and more are cornerstones of informed investment strategies. ✅ 2008 Financial Crisis Insights: David's hands-on experience managing his family's liquidity during this tumultuous period underscores the importance of preparedness and adaptability in financial planning. ✅ Risks in Fixed Income Markets: Considerations must include interest rate risk, default risk, complexity risk, and liquidity risk. The interconnectedness of these risks can greatly influence investment decisions. ✅ Uncertainty of the Future: David emphasizes caution when relying on expert forecasts, advising a focus on long-standing investment principles and understanding risk-reward dynamics in various asset classes. ✅ Investment Principles: Aligning capital objectives with asset class characteristics and recognizing the performance potential in different sectors is crucial. Diversification remains a paramount strategy. Connect with David on the website: https://www.rooseveltcapitalmanagement.com/ #InvestmentStrategies, #DavidRoosevelt, #RetireWithIntention, #GIPSCompliance, #FixedIncome #IntentionalRetirement #CreekmurPodcast #RetirementBlueprint #LifeDecisionsInsights #GoldenYearsWisdom #PurposefulRetirement #RetireWithJohnCreekmur #RetirementStrategies #LifeAfterWorkTips #MasteringRetirement https://creekmurwealth.com/podcast-disclosure/ Learn more about your ad choices. Visit megaphone.fm/adchoices

How can aligning core values not only shape our daily decisions but also steer the entire course of our lives toward fulfillment and purpose? In this enlightening episode, John Creekmur sits down with Brian Gareau, a renowned expert in organizational culture and employee engagement. Brian unpacks his journey, highlighting milestones from his impactful career at Caterpillar to his writing endeavors.  Anchoring insights from his book "Slice of Life," Brian underscores the pivotal role of values, especially when navigating challenging crossroads. Brian also dives into the intriguing concept of 'return on culture', exploring its resonance in corporate settings and family dynamics. As the conversation unfolds, Brian offers a tangible blueprint to ensure values align perfectly, leaving listeners both enriched and eager for more. ✅ Key Takeaways: 1️⃣ The foundational importance of defining values in the decision-making process. 2️⃣ Embrace core values as the compass for a fulfilling life of purpose. 3️⃣ The groundbreaking implications of 'return on culture' in shaping organizational and familial harmony. 🌐 Connect with Brian Gareau: https://www.briangareauinc.com To learn more about working with Brian please visit: BrianGareau.com. Books: Delve deeper with "Slice of Life" available on Amazon: https://www.amazon.com/Slice-Life-Benefits-Personal-Engagement/dp/0966909941 Tune into Brian’s podcast: https://magellanexecutivepartners.com/latitude-podcast/  Magellan Executive Partners is pleased to bring you the Latitude podcast about navigating business culture. Your hosts, Rod Beeler and Brian Gareau, will share strategic, tactical, and practical ways to ensure your business culture doesn’t blend in with the crowd. Their wisdom in this area comes frommagellanexecutivepartners.com Disclosure: https://creekmurwealth.com/podcast-disclosure/ Learn more about your ad choices. Visit megaphone.fm/adchoices

💡 What is your perspective on longevity and retirement planning? In this episode of Great Decisions, Incredible Lives: Retire With Intention, John Creekmur interviews Brian Colvert, a certified financial planner from Bonfire Financial. They discuss retirement planning and the changing dynamics of retirement. Brian shares his background and experience in the financial industry, as well as what sets Bonfire Financial apart from other advisory firms. They delve into understanding clients' expectations and reshaping retirement plans to align with their goals. They also touch on topics such as long-term care expenses, risk in retirement planning, retirement income strategies, and the importance of trust in the advisor-client relationship. 🗝 Key Takeaways: ➡️ Understanding clients' expectations: Brian emphasizes the importance of understanding clients' expectations regarding retirement planning. Financial advisors can help ensure a more fulfilling retirement experience by aligning retirement plans with clients' goals. ➡️ Reshaping retirement plans: The dynamics of retirement are changing, and it's crucial to adapt them accordingly. Brian discusses the need to consider longer life expectancies, rising healthcare costs, and changing economic conditions when creating retirement strategies. ➡️ Long-term care expenses: Long-term care expenses can significantly impact retirement plans. Brian highlights the importance of factoring in potential long-term care costs and exploring insurance options to protect retirement savings. ➡️ Managing risk in retirement planning: Retirement planning involves managing various risks, such as market volatility and inflation. Brian discusses strategies to mitigate these risks and ensure a more secure retirement. ➡️ Trust in the advisor-client relationship: Trust is a vital component of the advisor-client relationship. Brian emphasizes the importance of building trust with clients through transparency, open communication, and delivering on promises. Trust allows for a more collaborative and successful retirement planning process. Connect with Brian:  P: (719) 394.3900 | (844) 295.0069 Brian@bonfirefinancial.com Disclosure: https://creekmurwealth.com/podcast-disclosure/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Great Decisions. Incredible Lives: Retire with Intention, host John Creekmur sits down with Kristian Mtetwa, a highly regarded financial advisor. Kristian shares his inspiring journey into finance and how his passion for helping others led him to pursue a career in this field. He emphasizes building personal connections and relatability in the financial services industry.  Kristian delves into his firm's unique approach to financial planning, which revolves around understanding clients' core values and assisting them in making informed decisions. Additionally, he sheds light on the specific challenges first-generation wealthy individuals face and highlights the importance of fostering a supportive community. Kristian also mentions an upcoming event called "The Summit," which aims to empower and educate ultra-affluent minorities. 📝 Key Takeaways: ✅ Building personal connections and being relatable is crucial in the financial services industry. ✅ Kristian's firm focuses on understanding clients' values to provide tailored financial planning. ✅ First-generation wealthy individuals face unique challenges that require specialized support. ✅ Creating a supportive community is essential for the success and well-being of ultra-affluent minorities. ✅ "The Summit" event aims to empower and educate ultra-affluent minorities. Remember to tune in to this insightful episode to gain valuable financial insights from Kristian Mtetwa, a renowned financial advisor. To Connect With Kristian: Linkedin: https://www.linkedin.com/in/kristianmtetwa/ Podcast disclosure: https://creekmurwealth.com/podcast-disclosure/ Learn more about your ad choices. Visit megaphone.fm/adchoices